Noakkalva

LEGAL DOCUMENT

Terms and Conditions

Last updated: 12 January 2026Estimated reading time: 8 minutes

1. Purpose

These terms govern access to and use of the noakkalva.com website, owned by Noakkalva S.A., the content of which is exclusively informational and educational about real estate crowdlending in Ecuador. The signing of investment operations will take place, in due time, through the transactional platform operated by Noakkalva under its respective licence.

2. Acceptance

Accessing the site implies full acceptance of these terms. If you do not agree with any of them, please leave the site.

3. Use of content

The content published — texts, guides, graphics, reference rates and analyses — is provided for informational purposes and does not constitute financial, legal or tax advice. Any investment decision must be based on your own analysis and, where applicable, the advice of a licensed professional.

4. Intellectual property

All content is the property of Noakkalva S.A. or its licensors. Its reproduction, distribution or public communication without prior written authorisation is forbidden.

5. Liability

Noakkalva does not guarantee continuous availability of the site and shall not be liable for damages arising from technical interruptions, cyberattacks or misuse by third parties. Real estate crowdlending investments carry the risk of losing part or all of the capital.

6. External links

The site may contain links to third-party pages for informational purposes. Noakkalva does not control nor assumes responsibility for their content, privacy practices or availability.

7. Modifications

We reserve the right to modify these terms when we deem it appropriate. New versions will be published on this page with the date of the last update.

8. Governing law and jurisdiction

These terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the canton of Guayaquil, province of Guayas, with express waiver of any other jurisdiction that may apply.

Noakkalva

Mortgage-secured real estate crowdlending in Ecuador.

Ecuador · 2026

Contact

Corporate details

  • Noakkalva S.A.
  • Tax ID (RUC): 0993412876001
  • Guayaquil Commercial Registry, Volume 412, Page 2874
  • Supervised by the Superintendency of Companies, Securities and Insurance of Ecuador
  • Crowdfunding licence No. SC-FCC-2023-0189
  • Incorporated in Guayaquil, Republic of Ecuador, in 2022
  • Jurisdiction: Republic of Ecuador

Risk warning

Investing in property loans entails the risk of losing part or all of the invested capital, as well as low returns. Past performance does not guarantee future returns. This site is informational and does not constitute financial advice. Read each operation's documentation carefully before investing.

© 2026 Noakkalva S.A. All rights reserved.

noakkalva.com

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